Juggling families, careers, friends, and side hustles is no easy feat. As we navigate our busy lives, it’s only natural to focus on short-term obligations…which means retirement is probably not top of mind. But if we start saving now, we can position ourselves to reach that aspirational lifestyle sooner rather than later. Enter the 401(k)—a plan that makes it easy and tax-efficient to build our nest eggs for retirement. Most of us don’t take full advantage of the benefits of a 401(k), simply because we don’t understand how it works. Let’s change that! Keep scrolling for all the ins and outs you need to know.