featured image via Müjgan Afra Özceylan
Editor’s Note: Today’s post is authored by Erica Holland. In addition to her full-time role at a private equity firm, Erica runs a personal finance and lifestyle blog, ModMoney, where she simplifies personal finance in a relatable way, and dives into important “real world” topics seldom taught in school.
Most of us have swiped a credit card, paid a mortgage, or applied for a personal loan. Which also means we have a credit score that reflects how well we’ve managed it all. Monitoring your credit score may not be the most glamorous task, but it’s an important one because a lot is at stake. Your credit score can impact loan approvals, interest rates, insurance premiums, and even your next job! Here are some key things you need to know.